Mobile Neobank & Crypto Wallet Ecosystem

The Challenge

Developing a hybrid mobile financial platform (Fiat/Crypto) that adheres to strict national banking regulations. The primary objective was to ensure maximum sensitive data protection against potential threats in a hostile financial environment.

The Solution

I engineered a Layered Security Architecture for the Native Android client:

• Banking-Grade Security: Implementation of a custom communication protocol featuring dynamic key encryption, ensuring each transaction remains unique, encrypted, and non-traceable.
• Global Payment Gateways: Integration of Stripe and MasterPass (MasterCard) APIs for seamless international transactions.
• Crypto-Wallet Module: Built a secure environment for receiving and sending Bitcoin and Ethereum assets directly within the banking ecosystem.

Impact & Compliance

The application successfully achieved full certification from banking regulatory bodies, enabling Ubii Pagos to operate as one of the country's first Fintech pioneers with integrated crypto-fiat capabilities.